Tools

Calculators you can actually use

Explore quick what-ifs for your money. Adjust sliders, see the chart respond, and take away a simple action you can try this month.

Jump between calculators without scrolling. Each tab keeps your inputs while you explore.

Monthly budget planner
Dial in income and expenses, then see where your surplus sits. Copy these numbers into your own plan or share a screenshot.

Money in

Add all sources you expect this month.

Money out

Essentials, debt, and fun money all count here.

Try lowering one expense by $50 to see how the surplus moves.

Total income

$4,500

Total spent

$3,300

Surplus / shortfall

$1,200

Spending vs income73%

Aim for a surplus and direct it to savings, debt, or a goal.